It always amazes me how many people will complete the largest purchase of their life, without having it professionally inspected.
A Homebuyer Report is a simple report suitable for most properties, and may include an additional valuation.
Some benefits of having a RICS 2 Homebuyer Report are as follows:
The FREE mortgage valuation is just for the lender, you cannot claim against the lenders surveyor if there is anything wrong with the property once you have bought it.
If you book a report you can give your surveyor a list of any particular worries or concerns you may have, so they can check them for you.
If any issues are uncovered you can check the costs of fixing the problems. For example the flat roof may be 10 years old, and need replacing in five years.
Armed with a comprehensive survey report, you may be able to negotiate money off the price of the property to pay for existing or future works. Potential costs can be extremely high, imagine an unexpected invoice for the replacement of a roof, or rotten floor joists!
Hoskin Mortgages are able to supply quotes for RICS2 Homebuyers Reports, and RICS3 Building Surveys.
If you are considering a property purchase, please get in touch. Initial enquiries are free and no obligation.
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