“For me the main benefit is being able to compare every mortgage currently on offer. We are a whole of market broker and speak to around 100 lenders operating in the U.K mortgage market, says Ian from Hoskin Mortgages Hornchurch.
We are fully regulated by the Financial Conduct Authority so my job is to provide each client with the cheapest and most suitable product available to them.
The current market is extremely busy and we are experiencing levels of business not seen for several years. It is now common for agents to ask first-time buyers for proof of a mortgage in principle before they can actually view properties. As an advisor you are also able to indicate what buyers can afford.
Viewings are extremely competitive so it pays to be prepared. Attending a viewing with a clear idea of your maximum budget and the ability to prove a mortgage has been agreed in principle can be the difference needed.
Why not contact us to see if you qualify for a mortgage, it’s free and you will be under no obligation.
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