5 years deals at 4% are still available, just ..

Lender rates have finally settled somewhat. When compared to the volatility seen in the final few months of 2022, some normality has returned.

If you take a loan with a L.T.V (loan to value) of 70%, it could be possible to just squeeze under the 4% mark on a 5 year fixed deal, 3.99% to be exact. There are also several lenders currently offering 5 year products between 4% and 4.10%.

2 year fixed deals are slightly higher, with the average rate landing somewhere between 4.2% and 4.5%. The above information was sourced on 05.04.2023.

If you have a mortgage that is nearing the end of it fixed term, or you are currently paying the lenders SVR (standard variable rate), please get in touch.

Initial discussions are free of charge and there is no obligation.

Thank you.